Steven C. Fraser, Esq.

Steven C. Fraser is the founding attorney of Steven C. Fraser, P.A., a consumer-focused bankruptcy and debt defense firm serving individuals and families throughout Florida and Washington, DC. For over 25 years, his practice has been built on one principle: when creditors break the rules, someone has to fight back.

Steven files Chapter 7 and Chapter 13 bankruptcy cases in every federal district in Florida and in the District of Columbia. He handles the full lifecycle of a bankruptcy case -- from the initial means test and petition preparation through the 341 Meeting of Creditors, any adversary proceedings, and the final discharge order. His flat-fee pricing model ensures clients know exactly what they will pay before they file.

Beyond filing petitions, Steven aggressively enforces the automatic stay under 11 U.S.C. § 362, pursuing contempt actions and damages against creditors who continue collection activity after a case is filed. He also litigates standalone consumer protection claims under the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), Florida Consumer Collection Practices Act (FCCPA), and the Telephone Consumer Protection Act (TCPA).

Steven earned his B.A. from California State University in 1987 and went on to earn admission to both The Florida Bar and the District of Columbia Bar. He is admitted in 8 federal courts across Florida and DC, giving him the ability to file cases in any bankruptcy court in either jurisdiction.

He is also a Florida Supreme Court Certified Family and Circuit Civil Mediator (DFS No. 37256 CFR), reflecting his commitment to dispute resolution at every level.

Steven's practice operates through a network of purpose-built legal websites -- including this one, iBankruptcy.net -- to provide focused resources, transparent pricing, and accessible tools for people facing financial distress.